<?xml version="1.0" encoding="utf-8"?><?xml-stylesheet href="http://www.articleworld.net/templates/Bright Light/RssDisplay.xslt" type="text/xsl"?>
				<rss version="2.0">
				  <channel>
						<title>ArticleWorld.net Free Articles - Articles - Personal Finance</title>
						<link>http://www.articleworld.net</link>
						<description />
						<language>en-us</language>
						<copyright>http://www.articleworld.net</copyright>
						<generator>N/A</generator>
						<webMaster>support@articleworld.net</webMaster>
						<lastBuildDate>Thu, 20 Nov 2008 17:46:28 -0500</lastBuildDate>
						<ttl>20</ttl>

					<item>
					  <title>What Hope For The First Time Home Buyer?</title>
					  <link>http://www.articleworld.net/articles/15389/1/What-Hope-For-The-First-Time-Home-Buyer%3F</link>
					  <description>First time home buyers across the globe are feeling the pinch as property prices continue to rise. From America to Australia and Spain to China the value of residential property in the developed economies has risen by over &#163;15 trillion in 6 years.</description>
					  <author>richard@sharedspaces.co.uk (Richard Cohn)</author>
					  <pubDate>Wed, 08 Nov 2006 00:00:00 -0500</pubDate>
					 
					</item>

				

					<item>
					  <title>5 Steps to Becoming a Millionaire</title>
					  <link>http://www.articleworld.net/articles/10643/1/5-Steps-to-Becoming-a-Millionaire</link>
					  <description> In the year 2002, there were 17.1 million Millionaires in the U.S. By 2013, the number of millionaires will triple due to inheritance. For the rest of you, becoming a millionaire is within reach if you apply a 5 step plan involving the following areas:

   1. Health
   2. Spending
   3. Savings
   4. Investing
   5. Career</description>
					  <author>lchang@groco.com (Alan Olsen)</author>
					  <pubDate>Wed, 12 Jul 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Capital and Repayment Mortgages</title>
					  <link>http://www.articleworld.net/articles/9845/1/Capital-and-Repayment-Mortgages</link>
					  <description>There are many ways to finance or re-finance your home or property.  But how do you make the tough decision of choosing a mortgage policy?  Once you know more about capital and repayment mortgages, you might find that this type of financing is right for you.</description>
					  <author>james.smith0@gmail.com (James Smith)</author>
					  <pubDate>Tue, 27 Jun 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Top 10 Reasons Why Landlords Should Use Online Property Management Software</title>
					  <link>http://www.articleworld.net/articles/9326/1/Top-10-Reasons-Why-Landlords-Should-Use-Online-Property-Management-Software</link>
					  <description>The Online property management systems are capable to manage multifunctional tasks. The property owner may find these online management systems beneficial to them at least in 10 ways as mentioned above.</description>
					  <author>john@buildium.com (John Rossow)</author>
					  <pubDate>Wed, 14 Jun 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>How to Start Your Overseas Real Estate Portfolio</title>
					  <link>http://www.articleworld.net/articles/9188/1/How-to-Start-Your-Overseas-Real-Estate-Portfolio</link>
					  <description>If you would like to learn more about building a passive income for life from investing in overseas real estate here are the main five considerations to bear in mind to maximize profit, reduce risk, increase yields and capitalize on opportunities as they present themselves.</description>
					  <author>rhiannon@shelteroffshore.com (Rhiannon Williamson)</author>
					  <pubDate>Sat, 10 Jun 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>5 Tips for Overseas Vacation Home Buying Success</title>
					  <link>http://www.articleworld.net/articles/9185/1/5-Tips-for-Overseas-Vacation-Home-Buying-Success</link>
					  <description>Owning a vacation home abroad in an exotic location is a commonly shared dream  and for those serious about making their dream come true here are the five main things to remember when buying property abroad.</description>
					  <author>rhiannon@shelteroffshore.com (Rhiannon Williamson)</author>
					  <pubDate>Sat, 10 Jun 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>A History of Money and Banking Secrets That Banks Don&#39;t Want Published</title>
					  <link>http://www.articleworld.net/articles/7967/1/A-History-of-Money-and-Banking-Secrets-That-Banks-Don%26%2339%3Bt-Want-Published</link>
					  <description>A History of Money and Banking Secrets That Banks Don&#39;t Want Published. This is A History of Money and the Reason Federal Reserve Notes Aren&#39;t Backed by Gold or Silver Anymore.</description>
					  <author>markcella@fdrs.org (Mark Cella)</author>
					  <pubDate>Sat, 13 May 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>How to Avoid Bankruptcy and the New Bankruptcy Laws</title>
					  <link>http://www.articleworld.net/articles/7960/1/How-to-Avoid-Bankruptcy-and-the-New-Bankruptcy-Laws</link>
					  <description>How To Avoid Bankruptcy and the New Bankruptcy Laws. Now, How to Avoid Bankruptcy? Find Out How Millions of Others Are Avoiding Bankruptcy.</description>
					  <author>markcella@fdrs.org (Mark Cella)</author>
					  <pubDate>Fri, 12 May 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Are you using your mortgage wisely to create wealth or are you a slave to it?</title>
					  <link>http://www.articleworld.net/articles/7841/1/Are-you-using-your-mortgage-wisely-to-create-wealth-or-are-you-a-slave-to-it%3F</link>
					  <description>Most people are unaware that their home is the most valuable tool available for creating wealth, yet for most it will be their biggest liability, and for a large number, a financial nightmare.</description>
					  <author>tridean34@trideandevelopments.com (Dean Whittingham)</author>
					  <pubDate>Mon, 08 May 2006 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>How to Save Your Home from Foreclosure</title>
					  <link>http://www.articleworld.net/articles/3986/1/How-to-Save-Your-Home-from-Foreclosure</link>
					  <description>The Great American Dream of homeownership is what many in our country diligently strive for. Homeownership brings many benefits, as well as responsibilities. Entrance into the status of homeowner may come with little or no cash investment for a down-payment. The loan that is obtained by a first time homebuyer is usually a special loan designed to assist those in the entry level, who have not yet accumulated a substantial sum for the down-payment. Banks will always prefer to lend to a borrower that has more to invest...</description>
					  <author>Webmaster@nefcortez.com (Nef Cortez)</author>
					  <pubDate>Mon, 12 Dec 2005 00:00:00 -0500</pubDate>
					 
					</item>

				

					<item>
					  <title>Managing the Income Portfolio</title>
					  <link>http://www.articleworld.net/articles/3786/1/Managing-the-Income-Portfolio</link>
					  <description>You dont have to be a professional Investment Manager to professionally manage your investment portfolio but you do need to have a long term plan and know something about Asset Allocation a portfolio organization tool that is often misunderstood and almost always improperly used within the financial community. Remember your unhappiness is Wall Streets most coveted asset. Dont humor them. </description>
					  <author>sanserve@aol.com (Steve Selengut)</author>
					  <pubDate>Sat, 10 Dec 2005 00:00:00 -0500</pubDate>
					 
					</item>

				

					<item>
					  <title>Holding onto your Bank to Account</title>
					  <link>http://www.articleworld.net/articles/3467/1/Holding-onto-your-Bank-to-Account</link>
					  <description>In the UK, banks like any other business, are having to earn customer loyalty. People often choose a current account with a bank and stick to it without considering the alternatives.  This contrasts with their behaviour in other areas.  They will shop around for the best savings, loans, mortgages and investments, yet plod along with the first current account they opened.</description>
					  <author>admin@creditmarket.co.uk (Tim Day)</author>
					  <pubDate>Wed, 23 Nov 2005 00:00:00 -0500</pubDate>
					 
					</item>

				

					<item>
					  <title>Protecting Your Assets</title>
					  <link>http://www.articleworld.net/articles/2969/1/Protecting-Your-Assets</link>
					  <description>Most people think about protecting their assets from unforeseen circumstances, but that is as far as they go.&#160; Here is some useful information about how you can protect your assets from unforeseen circumstances.&#160; </description>
					  <author>david@stockmarketgenie.com (David Chandler)</author>
					  <pubDate>Fri, 11 Nov 2005 00:00:00 -0500</pubDate>
					 
					</item>

				

					<item>
					  <title>How to Manage Your Money When Working Overseas</title>
					  <link>http://www.articleworld.net/articles/2891/1/How-to-Manage-Your-Money-When-Working-Overseas</link>
					  <description>How to manage your financial affairs easily and effectively when living, travelling or working abroad.</description>
					  <author>rhiannon@shelteroffshore.com (Rhiannon Williamson)</author>
					  <pubDate>Mon, 07 Nov 2005 00:00:00 -0500</pubDate>
					 
					</item>

				

					<item>
					  <title>Is the Time Right for You to Re-mortgage</title>
					  <link>http://www.articleworld.net/articles/2662/1/Is-the-Time-Right-for-You-to-Re-mortgage</link>
					  <description>Five reasons why you could benefit from a re-mortgage and how that benefit can be turned into a real profit for your future.</description>
					  <author>rhiannon@shelteroffshore.com (Rhiannon Williamson)</author>
					  <pubDate>Mon, 24 Oct 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Identity Theft: How to Protect Yourself</title>
					  <link>http://www.articleworld.net/articles/27/1/Identity-Theft%3A-How-to-Protect-Yourself</link>
					  <description>Identity theft encompasses a wide range of deception, from a stolen credit card used to charge purchases to an existing account, to stolen information used to impersonate the victim, open new accounts (even ones for utilities), and rack up thousands of dollars in debt.</description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Tue, 20 Sep 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Save Money On Gas</title>
					  <link>http://www.articleworld.net/articles/1840/1/Save-Money-On-Gas</link>
					  <description>Follow these suggestions and drastically reduce your auto fuel expenses.</description>
					  <author>jg4@frontiernet.net (Joseph Garrio)</author>
					  <pubDate>Mon, 19 Sep 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Five Simple Steps to Significant Savings</title>
					  <link>http://www.articleworld.net/articles/1594/1/Five-Simple-Steps-to-Significant-Savings</link>
					  <description>For anyone whos ever wished that they could put a little money aside each month here are 5 very easy steps to cutting outgoings boosting income and creating a financially friendlier future.</description>
					  <author>rhiannon@shelteroffshore.com (Rhiannon Williamson)</author>
					  <pubDate>Sun, 11 Sep 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Why Is It So Hard To Talk About Money?</title>
					  <link>http://www.articleworld.net/articles/30/1/Why-Is-It-So-Hard-To-Talk-About-Money%3F</link>
					  <description>Why does it seem as if the topic of finances is taboo. People are perfectly willing to sit and listen to a lecture, but when it comes to discussing the topic between themselves, most people are hesitant and almost shy with each other. </description>
					  <author>reprints@simplejoe.com (David Berky)</author>
					  <pubDate>Sat, 27 Aug 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Five Secrets for Long-term Financial Success</title>
					  <link>http://www.articleworld.net/articles/1313/1/Five-Secrets-for-Long-term-Financial-Success</link>
					  <description>Five future proofing financial steps that we can all take to protect our current financial status improve our future financial prospects and secure our long-term financial success.</description>
					  <author>rhiannon@shelteroffshore.com (Rhiannon Williamson)</author>
					  <pubDate>Thu, 25 Aug 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Student moans and the quarterlife crisis</title>
					  <link>http://www.articleworld.net/articles/1192/1/Student-moans-and-the-quarterlife-crisis</link>
					  <description>Graduates hit by hard reality after fall from high expectations at university</description>
					  <author>rachel@positiveinterest.com (Rachel Lane)</author>
					  <pubDate>Mon, 22 Aug 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Life insurance  wise investment in personal finance or excessive caution</title>
					  <link>http://www.articleworld.net/articles/837/1/Life-insurance--wise-investment-in-personal-finance-or-excessive-caution</link>
					  <description>As the number of bankruptcies and home repossessions continue to rise in the UK why are more people rebuffing life insurance as a superfluous expense</description>
					  <author>rachel@positiveinterest.com (Rachel Lane)</author>
					  <pubDate>Fri, 05 Aug 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>5 Steps To Cheap Car Insurance Premiums</title>
					  <link>http://www.articleworld.net/articles/279/1/5-Steps-To-Cheap-Car-Insurance-Premiums</link>
					  <description>Five simple strategies you should know before buying or renewing your car insurance. These tried and tested steps won&#39;t cost you a penny but could save you hundreds.</description>
					  <author>simon@uk-insurance-index.co.uk (Simon Markham)</author>
					  <pubDate>Fri, 01 Jul 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Saving Money On Transportation Costs</title>
					  <link>http://www.articleworld.net/articles/100/1/Saving-Money-On-Transportation-Costs</link>
					  <description>It seems like we're always on the go these days. Whether traveling across the country (or the world) or across town, there are ways that you can get more travel out of your transportation dollars.</description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Sun, 19 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Saving Money on Banking and Credit Services</title>
					  <link>http://www.articleworld.net/articles/99/1/Saving-Money-on-Banking-and-Credit-Services</link>
					  <description>American consumers are bombarded with invitations to utilize various banking and checking services. So how can you reallyknow whether you are better off staying where you are at, or switching to a new service? From checking accounts to home loans, and a whole lot in between, here are some answers.</description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Sun, 19 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Saving Money On Your Housing</title>
					  <link>http://www.articleworld.net/articles/98/1/Saving-Money-On-Your-Housing</link>
					  <description>Whether you rent or own, chances are pretty good that a large portion of income goes to pay for it. You may wonder how you can save money on your housing. Learn about some ideas to help you save money on renting, buying, or improving your home, as well as purchasing major appliances.</description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Sun, 19 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Living Within Your Budget</title>
					  <link>http://www.articleworld.net/articles/53/1/Living-Within-Your-Budget</link>
					  <description>Tips to living withing your budget. Having a budget and living within it are two different things. There are always things that we want (or need) and credit is so easy to get. This article will discuss ways to help you establish good budgeting habits.</description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Setting Up A Budget</title>
					  <link>http://www.articleworld.net/articles/52/1/Setting-Up-A-Budget</link>
					  <description>Seven easy steps to creating a budget. Few things strike more fear into the hearts of people than setting up a budget. We all know we need one, a few of us actually have one, and fewer still manage to live within it. Why is it so intimidating? Whatever your reason, now is the time to start! </description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Designing a Budget Around Your Take-Home Income</title>
					  <link>http://www.articleworld.net/articles/51/1/Designing-a-Budget-Around-Your-Take-Home-Income</link>
					  <description>Five crucial steps to designing a budget based on your take home income. How to calculate your take home income, understanding bills and expenses, tracking expenses, saving for your future and managing your finances are a few of the topics in this article.</description>
					  <author>reprints@simplejoe.com (Lyle Evans)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Convenience Fee Rip-Offs</title>
					  <link>http://www.articleworld.net/articles/36/1/Convenience-Fee-Rip-Offs</link>
					  <description>Most of the time a &#34;convenience fee&#34; is applied to something that is actually saving the business or organization thousands, tens of thousands, even millions of dollars a year. Not only are they cutting costs but they are increasing revenue by socking you with another fee.</description>
					  <author>reprints@simplejoe.com (David Berky)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Teaching Your Children About Money</title>
					  <link>http://www.articleworld.net/articles/35/1/Teaching-Your-Children-About-Money</link>
					  <description>How to teach your children about money. How many times have you wondered whether your children think money does indeed grow on trees?</description>
					  <author>reprints@simplejoe.com (Chemain Evans)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Personal Finance 101</title>
					  <link>http://www.articleworld.net/articles/32/1/Personal-Finance-101</link>
					  <description>A general overview of the broad subject of personal finance broken down into four areas; security, stability, growth and protection &#38; management. </description>
					  <author>reprints@simplejoe.com (David Berky)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Why Do We Always Fight About Money?</title>
					  <link>http://www.articleworld.net/articles/29/1/Why-Do-We-Always-Fight-About-Money%3F</link>
					  <description>Two of the keys to financial success, especially in a couple's relationship, are knowledge and communication. This article focuses on the aspect of communication.</description>
					  <author>reprints@simplejoe.com (David Berky)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				

					<item>
					  <title>Planning Your Future and Staying Bankruptcy Free</title>
					  <link>http://www.articleworld.net/articles/28/1/Planning-Your-Future-and-Staying-Bankruptcy-Free</link>
					  <description>What exactly is bankruptcy? Bankruptcy is when your assets are tied up and you cannot pay your debts. There are a number of different bankruptcies that are open to individuals. These different bankruptcy options were created to help individuals and their special needs....</description>
					  <author>reprints@simplejoe.com (Lyle Evans)</author>
					  <pubDate>Sat, 18 Jun 2005 00:00:00 -0400</pubDate>
					 
					</item>

				
				  </channel>
				</rss>
			